i actually work for one of the largest consumer information database companies in the US, choice point. well, to be fair to me, i work for a branch of them that maintains a mortgage fraud database, so if you\'re considering using a particular appraiser, settlement company, loan officer, etc, then we\'ll have the info on them if they\'ve ever been involved in any funny business. actually, most of you wouldn\'t have access to this info, but the companies you\'ll get your loan through will have checked them out for you. anyway, two-ish years ago, there was a massive security breach at their headquarters in alpharetta, ga and as a result, there is now constant monitoring, education and procedures in place so that if i even get up to go to my supervisor\'s office to ask a quick question, i have to have everything on my desk locked away and the computer locked down, too. we don\'t deal with many account numbers at my office (though we certainly do see some pretty often) but some of the other branches know more about you than you\'d ever imagine!