That is a personal opinion. If they don\'t mind driving around in a car with a dent, I would pocket the money but if you plan on reselling it in the future it would be worth fixing though you may just want to run the vehicle in the ground. After 10-12 years old, you should consider dropping Comprehensive and Collision because chances are you will not be making a claim or either fixing it yourself and you pocket the premium amount for such cases.